High-yield accounts
Earn 4.2% APY on every dollar, with funds FDIC-insured up to $2M through our partner banks.
Vault gives modern businesses a high-yield account, corporate cards, and automated bill pay โ in one place, with zero monthly fees.
Takes 10 minutes ยท No minimum balance ยท No credit check
As featured in
Banking, cards, payments, and treasury โ unified, automated, and built for businesses that move fast.
Earn 4.2% APY on every dollar, with funds FDIC-insured up to $2M through our partner banks.
Issue unlimited virtual and physical cards with per-card limits and real-time controls.
Schedule payments, approve in one tap, and never miss a due date again.
Put idle cash to work automatically across government-backed money market funds.
Two-way sync with QuickBooks and Xero. Every transaction categorized automatically.
Give your team exactly the access they need โ with approvals and audit trails built in.
Your money and data are guarded by the same standards trusted by the world's largest financial institutions.
Start free. Upgrade only when you need more.
For new businesses.
For scaling teams.
For larger finance teams.
"We moved our entire treasury to Vault and earned more in interest last quarter than our old bank paid in two years."
"Opening an account took ten minutes. The corporate card controls alone saved our ops team hours every week."
"Finally a business bank that feels built this decade. The accounting sync is flawless."
Join 60,000+ businesses earning more and paying less with Vault.
Open your account