๐Ÿ”’ FDIC insured up to $2M through partner banks

Your money, working as hard as you do

Vault gives modern businesses a high-yield account, corporate cards, and automated bill pay โ€” in one place, with zero monthly fees.

Takes 10 minutes ยท No minimum balance ยท No credit check

app.vault.com/dashboard
Total balance ยท all accounts
$1,284,920 โ†‘ 4.2% APY

As featured in

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$4.2BAssets under management
60,000+Businesses banking with Vault
4.2%APY on balances
$0Monthly fees, ever
One platform

Everything your finances should do

Banking, cards, payments, and treasury โ€” unified, automated, and built for businesses that move fast.

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High-yield accounts

Earn 4.2% APY on every dollar, with funds FDIC-insured up to $2M through our partner banks.

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Corporate cards

Issue unlimited virtual and physical cards with per-card limits and real-time controls.

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Automated bill pay

Schedule payments, approve in one tap, and never miss a due date again.

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Treasury management

Put idle cash to work automatically across government-backed money market funds.

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Accounting sync

Two-way sync with QuickBooks and Xero. Every transaction categorized automatically.

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Role-based access

Give your team exactly the access they need โ€” with approvals and audit trails built in.

Bank-grade security

Built to protect every dollar

Your money and data are guarded by the same standards trusted by the world's largest financial institutions.

  • 256-bit encryption on every transaction
  • SOC 2 Type II certified, audited annually
  • FDIC insurance up to $2M via partner banks
  • Biometric login & hardware-key 2FA
$2MFDIC coverage
SOC 2Type II certified
256-bitEncryption
99.99%Uptime SLA
Simple plans

Pricing that respects your runway

Start free. Upgrade only when you need more.

Starter
$0/mo

For new businesses.

  • Business checking
  • 2 corporate cards
  • ACH & wires
  • Email support
Open account
Most popular
Growth
$49/mo

For scaling teams.

  • 4.2% APY treasury
  • Unlimited cards
  • Automated bill pay
  • Accounting sync
  • Priority support
Start free trial
Enterprise
Custom

For larger finance teams.

  • Dedicated banker
  • Custom approval flows
  • SSO & SAML
  • API access
  • 99.99% SLA
Contact sales
Trusted by founders

Why teams switch to Vault

โ˜…โ˜…โ˜…โ˜…โ˜…

"We moved our entire treasury to Vault and earned more in interest last quarter than our old bank paid in two years."

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Daniel ParkCFO, Northwind
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"Opening an account took ten minutes. The corporate card controls alone saved our ops team hours every week."

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Amelia CruzFounder, Hatch
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"Finally a business bank that feels built this decade. The accounting sync is flawless."

R
Rahul MehtaCOO, Verge
Questions

Good to know

Is my money FDIC insured?
Yes. Funds are held at our partner banks and insured by the FDIC up to $2M โ€” well above the standard $250k limit.
How long does it take to open an account?
About 10 minutes. There's no minimum balance, no monthly fee, and no credit check to get started.
How do you offer 4.2% APY?
Idle balances are automatically swept into government-backed money market funds, passing the yield back to you.
Can I integrate my accounting software?
Yes โ€” Vault syncs two-way with QuickBooks and Xero, categorizing every transaction automatically.

Banking your business deserves

Join 60,000+ businesses earning more and paying less with Vault.

Open your account