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High-yield accounts
Earn 4.2% APY on every dollar, with funds FDIC-insured up to $2M through our partner banks.
Total balance · all accounts
$1,284,920 ↑ 4.2% APY
Meridian builds you a diversified portfolio, rebalances automatically, and keeps your goals on track — for a fraction of an advisor’s fee.
Takes 10 minutes · No minimum balance · No credit check
As featured in
Portfolios, retirement, and goals — managed automatically, explained clearly, and built around your life.
Earn 4.2% APY on every dollar, with funds FDIC-insured up to $2M through our partner banks.
Issue unlimited virtual and physical cards with per-card limits and real-time controls.
Schedule payments, approve in one tap, and never miss a due date again.
Put idle cash to work automatically across government-backed money market funds.
Two-way sync with QuickBooks and Xero. Every transaction categorized automatically.
Give your team exactly the access they need — with approvals and audit trails built in.
Your money and data are guarded by the same standards trusted by the world's largest financial institutions.
Start free. Upgrade only when you need more.
For new businesses.
For scaling teams.
For larger finance teams.
"We moved our entire treasury to Vault and earned more in interest last quarter than our old bank paid in two years."
"Opening an account took ten minutes. The corporate card controls alone saved our ops team hours every week."
"Finally a business bank that feels built this decade. The accounting sync is flawless."
Join 120,000+ investors growing their wealth with Meridian.
Open your account